No Finance Charges if purchase paid in full in 12 months. If purchase not paid in full or Account not kept current, Finance Charges assessed from purchase date and Minimum Monthly Payments required. Variable Standard Rate APR: 21.9% as of 09/30/07.
This is the fine print you really have to watch out for.
Unless your purchase is paid in full within the 12 months... even if you only owe a single dime, they will hit you with the interest starting from the original purchase date. Many people (Not Fretters though!) don't see this when taking advantage of such offers.
It always pays to read the fine print.
Cheers :beer: